Insurance Built for AAHOA Hotel Owners

Specialized hospitality insurance solutions designed to protect your hotel, your investment, and your future. TIC Insurance Consultants is proud to support AAHOA members by helping protect the businesses they have worked so hard to build.

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Trusted by families across Eastern North Carolina

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Any submissions or payments made via this website do not constitute a binding agreement to your policy or coverages. Changes and payments to policies are not effective or binding until you, or any party involved, receive official notice from either your insurance agent, or your insurance company. If you have any questions, please feel free to contact us.

Hotels face unique risks that require specialized coverage. Our hospitality insurance programs are built specifically for the challenges hotel owners face every day.

Commercial Property Insurance

Protect your hotel buildings, furnishings, and critical business assets from risks such as fire, storms, and unexpected damage. Our hospitality-focused property coverage helps ensure your investment stays protected and operational.

General Liability Insurance

Protect your business from guest injuries, property damage claims, and everyday liability risks that come with operating a hotel. We help safeguard your business so one incident doesn’t impact your long-term success.

Business Interruption Coverage

If an unexpected event forces your hotel to temporarily close, this coverage can help replace lost income and cover ongoing expenses. Stay financially protected while you focus on getting back to business.

Workers Compensation

Protect your employees and your business with coverage for workplace injuries and medical expenses. We help hotel owners stay compliant while supporting their teams.

Cyber Liability Protection

Hotels handle sensitive guest data every day, making cybersecurity essential. Cyber liability coverage helps protect your business from data breaches, ransomware attacks, and other digital threats.

Umbrella / Excess Liability

Add an extra layer of protection above your standard liability policies. Umbrella coverage helps protect your business from large claims that exceed primary coverage limits.

Employment Practices Liability

Protect your business against claims related to wrongful termination, discrimination, harassment, and other employment issues. This coverage helps hotel owners manage HR risks with confidence.

Equipment Breakdown Coverage

Protect essential hotel systems like HVAC, elevators, laundry equipment, and kitchen systems from mechanical or electrical failure. This coverage helps minimize costly repairs and operational downtime.

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Why Hotel Owners Choose TIC

We work closely with hospitality businesses to deliver:

Industry Expertise

We understand the operational and financial risks hotel owners face.

Customized Programs

No two hotels are alike. We build insurance programs tailored to your property and business goals.

Risk Management Support

We help identify coverage gaps and provide strategies to reduce claims exposure.

Responsive Service

Our team provides ongoing support as your business grows and evolves.

Serving Hotel Owners Nationwide

Franchise Hotel Owners

We help franchise owners meet brand insurance requirements while protecting their individual business risks. Our team understands the unique needs of branded hotel properties.

Independent Hotel Operators

Independent hotel owners face unique operational risks, and we provide customized insurance solutions to match. Protect your property, staff, and guests with coverage built for your business model.

Multi-Property Ownership Groups

As your portfolio grows, your insurance strategy should scale with it. We help ownership groups streamline coverage and manage risk across multiple locations.

Hospitality Management Companies

Management companies face complex liability exposures across multiple properties. We help ensure your operations are protected while you focus on performance and growth.

Developers and Investors

From construction through operation, we help protect your hospitality investments at every stage. Our team supports developers and investors with coverage designed for long-term success.

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Protect Your Hotel Investment Today

Get a complimentary hospitality insurance review and see how TIC Insurance Consultants can help strengthen your coverage while managing costs. Call us at (252) 637-4173

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