Business Insurance | The Insurance Center

Business Insurance

Click on the categories below to learn more.

Commercial Insurance

Commercial Auto

If a vehicle is used for business purposes and meets certain other requirements, a commercial auto insurance policy is likely required. Ownership by a corporation, use in transporting items for work and gross …learn more »

Commercial Insurance

Commercial Property

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or …learn more »

Umbrella Insurance

Commercial Umbrella

As a business owner, you may have some form of general liability insurance to protect your business in the event of a negligence lawsuit. However, there might be times where the limits of your general policy don’t provide enough protection. A commercial …learn more »

Insurance New Bern North Carolina

Workers Compensation

Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries …learn more »

Builder's Risk Insurance

Builder's Risk Insurance

Builder’s risk insurance is designed to provide coverage for buildings that are under construction. It covers the contractor’s interest in materials on the job site before they are installed, incoming materials intended for the job, and the value …learn more »

Insurance Atlantic Beach North Carolina

Business Owners Policy (BOP)

A Business Owners Package policy, often referred to as a “BOP” contains many of the insurance coverages needed by most small businesses. Coverage with BOP policies varies between companies. However, a basic BOP offers liability insurance …learn more »

Insurance Atlantic Beach North Carolina

Business Interruption Insurance

If your business suffers a property loss that could cause the business to slow or close down while repairs are made, business interruption insurance is essential …learn more »
Insurance Atlantic Beach North Carolina


An issuer of a bond can purchase bond insurance to guarantee scheduled payments of interest and principal on the bond to its bondholders in case the issuer defaults. Once the issuer purchases bond insurance, its credit rating is …learn more »

Insurance Atlantic Beach North Carolina

General Liability Insurance

General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources. These exposures could be just about anything, including liability caused by accidents …learn more »

Insurance Atlantic Beach North Carolina

Employee Benefits

As a business owner, finding top talent can be challenging. Keeping your employees once you’ve hired them can present another set of challenges. It is best to be proactive and offer your employees benefits in addition to compensation  …learn more »

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