The open enrollment period for health care coverage has officially begun! The 2021 open enrollment runs from November 1st through December 15th. During this time, you can choose an individual health insurance plan that is right for you and your family and insure you are covered on January 1, 2021.

During open enrollment, you should contact your local insurance agent to learn more about the policies available to you and what they include. At The Insurance Center, our experienced agents Nan McAden and Toni Carr can walk you through the application process and help you choose the right Affordable Care Act (ACA) plan that fits your needs.

There are three different levels of ACA plans: bronze, silver, and gold.  Two important things to consider when picking a level of coverage are how often you anticipate using your health insurance and your monthly budget.

Bronze Level:

This plan is best for those who anticipate having low usage on their health insurance, but still want coverage for major medical events such as a serious injury, illness, or hospitalization, all while offering a lower monthly premium.

Silver Level:

This plan is a good fit for a lot of consumers who have medium usage and anticipate using their health insurance for more than just preventive services, but typically it is more expensive than a bronze plan.

Gold Level:

This plan works best for those who require more medical care and prescription usage on a regular basis therefore monthly premiums tend to be the highest on this type of plan.

This is just a brief overview of the insurance options available for North Carolina.  Nan or Toni can give you detailed information on the differences in each level, and help you make the best decision for you.  It is important to reach out to the professionals at The Insurance Center before December 15th and make sure you are covered for 2021!

To begin your comprehensive health care insurance quote fill out our contact form here: https://www.ticnc.com/contact/ or call our office at (252) 637-4173 and ask for Toni or Nan.