Why Should You Have Health Insurance? | The Insurance Center

No one plans to get sick or injured, but most people will need medical attention at some point in their life. Health insurance benefits are critical to maintaining your health and treating illnesses or injuries. Medical bills can pile up quickly and can leave you feeling at your wits end! Having a policy from The Insurance Center will help you with your medical costs and make them more manageable for you.

Health insurance can help you pay for routine medical visits. It is usually recommended to see your primary care doctor once per year. These simple routine visits could cost you a couple hundred dollars. However, with health insurance, you may only have to pay a small copay if anything at all!

If your primary care doctor refers you to a specialist for medical reasons, your health insurance could also cover this! Specialists are generally much more expensive than your primary care doctor. So having health insurance in place will help you mitigate these costs and still receive the care that you need.

You can never predict when you’ll have a medical emergency. Back in June of 2020 someone we know had a serious and sudden gallbladder attack that left them with severe pancreatitis which then started to turn septic. She spent a whole week in the hospital on multiple medications and pain killers, and she also needed surgery. All of this left her with substantial medical bills. Luckily she had a health insurance policy in place and didn’t have to worry about a thing!

The future is unpredictable. Maybe you will need medical attention, maybe you won’t. You know how the saying goes: “it’s better to have it and not need it, than to need it and not have it.” If you are ready to learn more about your health insurance options, give The Insurance Center a call at (252) 637-4173 or visit us online at https://www.ticnc.com/health-insurance-open-enrollment/.

Source: https://www.healthcare.gov/why-coverage-is-important/coverage-protects-you/